Job equipment
Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.
Business financing referrals · Construction businesses
Turn a construction job budget into a funding request.
Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.
Purchase examples
Common spending needs in this industry
Project materials
Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.
Business overhead and running costs
Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.
Preparing a request
From your business plan to an enquiry
Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Assess the repayment commitment
Make room for repayments in your plan
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
Construction businesses · funding preparation
Begin with the business numbers
Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.
Helpful application information
What to know about referrals
How are providers connected to my request?
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
What affects available options?
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
What can affect the next step?
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
What should I read before sharing my number?
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Move from planning to a request
Share the purpose behind your funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.